COLUMBUS, Ohio--(BUSINESS WIRE)--In the Midwest spring coincides with tornado season. As severe weather season begins, Nationwide Mutual Insurance Co. is urging policyholders to review their insurance policies as part of storm season preparation.
“It's crucial for policyholders to know about their insurance coverage before a storm hits”
"It's crucial for policyholders to know about their insurance coverage before a storm hits,” said Ken Enscoe, Nationwide’s director of catastrophe claims operations. “Advance planning is key to surviving the aftermath of a tornado.”
Policyholders can take the following steps now to help expedite a claim in the event of a loss:
•Read and understand your insurance policy, especially disclosures.
Be sure you have adequate coverage and deductibles reasonable for your needs.
Examine your homeowner coverage, as well as auto policies.
•Inventory valuables and contents in the home with pictures or video. Note the approximate value of each item and the date of purchase. You can also send an inventory to a family member outside your region for safekeeping.
•Make sure important documents, such as an insurance policy or mortgage papers, are stored in a safe deposit or fire safe box.
•Speak with your agent in detail about an appropriate deductible level. Generally speaking, the higher the deductible, the lower your insurance premium.
•If you have expensive or specialty items (i.e. jewelry, furs, silverware, cameras, collectibles, etc.) speak with your agent about broader coverage, as limits do apply under a homeowners policy. Insure these items on a specific property floater or endorsement for the item's appraised value.
•For tips on how to protect yourself and your loved ones if a twister
approaches your area, visit