Business Insurance

You need an Independent Insurance Agency – and here’s why:

SRCone_Admin • Dec 01, 2016

We live in an age where nearly everything can be done online. It seems convenient until something goes wrong with your order or you cannot find the answer you need. If you   need to speak with (or chat with) a representative, you may end up on hold for hours.

There are times when an email thread and an unresponsive customer service agent just isn’t enough. Choosing where to purchase your insurance is one of those times.

When it comes to your insurance coverage, there’s no wiggle room. Insurance should give you a feeling of comfort and security, and knowing the real person handling your accounts and coverage gives you just that.

There are many reasons to choose a local, independent insurance agency. Just a couple of those reasons are:

When you have a question, there’s somewhere you can go to get an answer from a real person who understands your situation.

Let’s say you get into a car accident. You have no idea what your next steps are and you need guidance…fast! When you have a local agency, your support system is only a short drive (or phone call) away.

They can help you save money on other insurance policies.

Your agent not only knows your needs, but also the needs of your family. He or she is also familiar with your assets and the coverage you currently have. Having such a personal knowledge of your situation allows the agent the opportunity to recommend coverage and policies to help save you money, and ensure that you and your family have the proper protections in place.

You get the opportunity to build a relationship with your agent.

Choosing an independent insurance agency gives you the chance to talk to a live person. Insurance coverage requires knowledge of the personal aspects of your life. Wouldn’t you rather share this information with someone that has your best interests in mind?

In an economy where local insurance agencies are disappearing or being bought out by larger national companies, SourceOne is one of the largest, independently owned insurance agencies in the Fort Wayne, Indiana area. By partnering with SourceOne, you can rest easy knowing that we bring integrity to every step of the process, and that we will place you with the carrier that best fits your insurance needs.

Ready to make the switch to SourceOne ? Give us a call at (260) 436-3544. Or, simply fill out our online contact form .

By Ben DenHouter 31 Oct, 2023
Texas, known for its vast landscapes, bustling cities, and thriving economy, is a state where the trucking industry plays a pivotal role in ensuring the flow of goods across the nation. However, with great power comes great responsibility. To maintain safety and efficiency on its highways, Texas has established a comprehensive set of regulations governing stopped semi trucks. In this article, we will explore the key regulations that govern these mammoth vehicles when they come to a halt on Texan roads. 1. Parking Regulations Texas is home to an extensive network of highways and roads where semi trucks are frequently seen. To ensure the safety of all road users, the state has established strict parking regulations for these behemoth vehicles. Semi trucks must park only in designated truck parking areas, rest stops, or commercial trucking facilities. Parking on shoulders or ramps is generally prohibited, as it can obstruct traffic and pose serious safety hazards. Violating these regulations can result in fines, penalties, and even the impoundment of the vehicle. 2. Hours of Service (HOS) Regulations The Federal Motor Carrier Safety Administration (FMCSA) sets forth HOS regulations for commercial drivers, including those operating semi trucks. These regulations dictate how long a driver can operate their vehicle before taking mandatory rest breaks. Adherence to these rules is crucial to prevent fatigued driving, a significant cause of trucking accidents. In Texas, drivers must comply with these federal HOS regulations. It's the driver's responsibility to ensure they do not exceed their daily driving limits and take appropriate breaks. The state enforces strict penalties for drivers and trucking companies that violate these regulations to safeguard the safety of all road users. 3. Load Securement Regulations Properly securing cargo on semi trucks is not only a safety requirement but also a legal one in Texas. State law and FMCSA regulations require all loads to be securely fastened to prevent them from shifting, falling, or causing an imbalance in the truck's weight distribution. Failure to comply with these regulations can result in severe accidents and road hazards. 4. Weight Regulations Texas imposes strict weight limits on trucks to protect its infrastructure. Semi trucks must adhere to the state's weight restrictions, and they are required to stop at weigh stations when in operation. Violations can result in fines, and the vehicle may be placed out of service until the excess weight is removed or properly redistributed. 5. Idling Regulations In an effort to reduce emissions and conserve fuel, Texas has implemented idling regulations that restrict the amount of time a truck's engine can run when parked. These regulations are designed to reduce unnecessary emissions and fuel consumption, especially during rest periods. 6. Hazardous Materials Regulations Semi trucks carrying hazardous materials must adhere to additional regulations to ensure the safety of both the driver and the general public. These regulations include proper labeling, placarding, and compliance with specific route restrictions when transporting hazardous materials. Texas, with its sprawling highways and critical role in the nation's logistics, understands the importance of regulating stopped semi trucks. These regulations are in place to maintain safety, protect infrastructure, and preserve the environment. Truck drivers and trucking companies operating in Texas must be well-versed in these regulations to ensure compliance. Violating these regulations can lead to fines, penalties, and, most importantly, jeopardize the safety of all road users. Texas is a state that understands the significance of responsible and safe trucking, and its regulations reflect this commitment.
By SRCone_Admin 20 Dec, 2016
Renewing your policy in the new year As you enter the New Year, it is a good time to review your policies and address any applicable life changes. Reviewing your insurance policies annually is a great way to keep your coverage current.  We can help... The post Reviewing your policy in the new year appeared first on SourceOne Insurance.
By Site_Manager 17 Nov, 2016
Have you seen our newest feature? It’s the live chat function on the personal lines page. There are times when you simply need advice – and, fast! At SourceOne Insurance, we appreciate your time and needs. So much so that our new site has a... The post Need Help? Try our new live chat feature! appeared first on SourceOne Insurance.
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